Terms & Conditions

Terms & Conditions

In using this website you are deemed to have read, understood and expressly agreed to the following terms and conditions ("Terms of Use"), including any additional guidelines and future modifications, which shall be binding on you. These Terms of Use shall be read in conjunction with all the other policies of “Chessy Estate Veterans Private Limited” (hereinafter referred to as “the company”) and all definitions used but not defined herein shall have such meanings as have been ascribed to them in the other policies.By registering, you are deemed to agree to the Terms of Use of this site as given below:
Accessing, browsing or otherwise using the Website indicates your agreement to all the terms and conditions under these Terms of Use, so please read the Terms of Use carefully before proceeding. By impliedly or expressly accepting these Terms of Use, user also accept and agree to be bound by the Privacy Policy as mentioned in the terms and conditions stipulated by “the company”. The Terms of Use have been generated by a computer system and do not require any physical or digital signatures. The Terms & Conditions are an electronic record in accordance with the Information Technology Act, 2000 as amended from time to time.
The Terms of Use are published in compliance of, and are governed by the provisions of the applicable Indian laws, the rules, regulations, guidelines and clarifications framed thereunder, including but not limited to: (a) the Indian Contract Act, 1872; (b) the Information Technology Act, 2000; (c) the Information Technology (Reasonable Security Practices and Procedures and Sensitive Personal Information) Rules, 2011; and (d) the Information Technology (Intermediaries Guidelines) Rules, 2011.

Eligibility to Avail Service

Use of the Website is available only to persons who can form legally binding contracts under the Indian Contract Act, 1872. Persons who are "incompetent to contract" within the meaning of the Indian Contract Act, 1872 including minors, un-discharged insolvents etc. are not eligible to use the Website. Use of the Website will not be available to persons previously suspended or removed from use of this Website. If user are a minor i.e. under the age of 18 years, user shall not register as a User of the Website and shall not transact on or use the Website. As a minor if you wish to use or transact on this Website, such use or transaction may be made by your legal guardian or parents on your behalf on the Website. We reserve the right to refuse to provide user with access to the Website if it is brought to Our notice or if it is discovered by “the company” that user are under the age of 18 years.

Member Registration

If you choose to become a User of this Website, you must provide your name, address, telephone number, mobile number, e-mail address, a unique login name, password, and password validation and such other details as may be required from time to time. This information is collected on the registration form for several reasons including but not limited to:

  1. Personal identification;

  2. To allow us to contact you for customer service purposes, if necessary;

  3. To customize the content of the Website to strive to meet your specific needs; and/or

  4. To make product or other improvements to the Website.

In addition, we need your e-mail address and mobile no. to confirm your new member registration and any function you transact on the Website. As a User of the Website you will occasionally receive updates from “the company” about new services offered by “the company” and other noteworthy items. However, you may choose at any time to not receive these types of e-mails. In such a case, user are required to send an email on [email protected] requesting removal of your e-mail from the distribution list.

Obligations

If You use the Website, You shall be responsible for maintaining the confidentiality of your Login ID and password and You shall be responsible for all activities that occur under your Login ID and password. In case of any unauthorized use of the Login ID and password, on becoming aware, You agree to immediately notify DiL SE WiLL on @dilsewill.com You agree that if You provide any information that is untrue, inaccurate, not current or incomplete or if We have reasonable grounds to suspect that such information is untrue, inaccurate, not current or incomplete, or not in accordance with the these Terms of Use, We shall have the right to indefinitely suspend, terminate or block your access of the Website and refuse to provide You with access to the Website.

Communications

When user use the Website or other data, information or communicate with “the company”, user agree and understand that user are communicating with “the company” through electronic records and user consent to receive such communications via electronic records from “the company” periodically, as and when required. We may communicate with you by email or by such other mode of communication, electronic or otherwise.

Our Endeavours

  • It has been our objective to provide a lot of information and resources free of cost to evangelize Will making and to address issues that users may have.

  • We have endeavoured to take care that information provided on this site is correct.

  • We have endeavoured to simplify Will making and provide this service at a low cost.

  • It has been our endeavour through this site, to provide a private and secure environment for making a Will in secrecy.

  • This site has been Verified and Secured with an SSL Certificate. Transactions on the site are protected with up to 256-bit Secure Sockets Layer encryption, which is an industry standard.

  • On completion of service from our end, user details (excepting registration details) will not be accessed by us, except if you so request from your registered email address and/or registered user ID. The response will be sent to your registered email address.

  • We will not make any attempt to identify you or access your personal information, unless disclosure is required by law or due to a mandatory requirement of a Court or any Regulatory Authority, provided that the information is yet on the server.

Our Terms of Use

Notwithstanding anything to the contrary stated above, our terms are as follows:

  • There may be times when our website is unavailable.

  • We cannot guarantee that your data will be stored by us indefinitely or beyond the time available for making free modifications.

  • We have a sole and absolute right to change the parameters of our service, the Terms of Use and pricing at any time and such latest versions will apply retrospectively (other than to payments already made). It is therefore possible that the site could give a different result, including for any modifications and it is your responsibility to go through the entire Will to ensure that it is as per your requirement.

  • This website provides a guide and suggestions covering many situations to avoid confusion in your Will and its implementation after your death. user understand and agree that it is not possible to foresee all situations, some of which could lead to problems in implementation, requiring judicial intervention.

  • Some important features of producing a functional Will, are that it should be clear, unambiguous, properly executed and not inconsistent with some other actions. While we have endeavoured to take care, this is your responsibility and we cannot determine the clarity of your descriptions or of your logic and other actions that may contradict with what is stated in the Will. It is also your responsibility to have the Will properly signed by the relevant persons.

  • User understand that we are a low cost service and are using this site entirely at your own risk and you agree to not sue us if something goes wrong.

  • This website and all our services are provided without any representations or warranties, express or implied.

  • “The company” is NOT a qualified legal advisor. “the company” cannot and will not provide you with any legal advice.

  • Payments made to us will not normally be refundable.

  • While we have endeavoured to take care, we cannot guarantee that the documents and information obtained from this site are accurate and legal.

  • User will not hold us liable at any time for any claims of compensation or damage as a result of any loss or otherwise, whether direct, indirect, special or consequential, as a result of any action or inaction, act or omission, advice or lack thereof. These limitations of liability will apply even if we have been expressly advised of the potential loss.

  • User accept that, as a limited liability entity, “the company” has an interest in limiting the personal liability of its directors, officers, employees, or its associates. user agree that you will also not bring any claim personally against the “the company” of “the company” in respect of any losses you suffer in connection with your use of this website.

  • If any provision of this website Terms of Use is, or is found to be, unenforceable under applicable law, that will not affect the enforceability of the other provisions of this website Terms of Use.

  • By using this website, you agree that the exclusions and limitations of liability set out in this website Terms of Use are reasonable. If you do not think they are reasonable, you must not use this website.

  • User agree to our Privacy Policy.

Collection, Storage And Deletion Of Information

  • We view protection of the User’s privacy as a very important principle. We understand clearly that You and your Personal Information is one of Our most important assets. We assure that We shall store and process the User’s information including any sensitive financial information collected (as defined under the Information Technology Act, 2000), if any, on computers that may be protected by physical as well as reasonable technological security measures and procedures in accordance with Information Technology Act 2000 and the Rules, regulations, guidelines, clarifications and amendments thereunder.

  • In order to render the proposed service, this website gathers information, most of which is personal in nature.

  • This website also collects information relating to your use of this website.

  • The information is being collected by the website which is owned by “the company”, having its registered office at Martin Burn, 1 R N Mukherjee Road, 3rd floor, 308, Kolkata – 700 001.

  • Information collected by this website may be stored and processed in and transferred between any of the countries where the servers of this website are located or in which this website operates.

  • The information you enter in connection with the Will is retained by us for maximum period of 90 days from day of final creation of will, for you to more easily modify the Will in future. This information can be deleted by you at any time. The same will also be deleted from our system after completion of 90 days. And removal of the said information DiL SE WiLL nor any of it owner, member, officer, worker or any person connected with DiL SE WiLL will held liable for the lost or deletion of the said information in any manner by any person or authority in connection with the testator and/or end user of the service.

  • We retain your registration details for specific use as mentioned above.

  • We use third party service providers (such as hosting, payment gateway services etc) that are well known in their field and that have their own privacy policy which we believe, to the best our knowledge, to be reasonable.

Safeguards and Use of Information by This Website

  • We use email and mobile activation mechanism to verify your Sign in user id, so that an error in this will not compromise your information.

  • Our site has been Verified and Secured with an SSL Certificate. Transactions on the site are protected with up to 128-bit Secure Sockets Layer encryption, which is an industry standard.

  • On completion of service from our end, user details (excepting registration details) will not be accessed by us, except if you so request from your registered email address and/or registered user ID. The response will be sent to your registered email address.

  • We will not make any attempt to identify you or access your personal information, unless disclosure is required by law or due to a mandatory requirement of a Court or any Regulatory Authority, provided that the information is yet on the server.

  • This website may use the information provided by you for supplying services and products that you purchase, enable your access to and use of the website services, send you invoices, collect payments and inform you of changes to our website.

  • We log certain information (such as your use of this website) through cookies and other such technologies and may be used for targeted advertising either by this website or by other websites and may be used for statistical analysis that allows us to assess the number of visitors to the different sections of our site, identify which information is most and least used, determine design specifications, and metrics that help us make our site more useful to visitors.

  • We use cookies for each session to determine that users are logged in. Such cookies terminate once the user closes the browser/tab.

  • User can block cookies through your browser. However, that may affect the functioning of our site.

  • User email address is recorded for the purpose of registration, login and/or for sending the final product. We may use your email address to inform you of changes to our site.

Risk in Using the Internet

  • There is a possibility that any information submitted using internet may be observed and acted upon by a third party while in transit.

  • It is possible that a determined hacker could access your data.

Other Risks

  • If anyone has access to your Sign in username and password for our site, they may be able to access your information.

  • If anyone has access to your emails or mobile, they may be able to access your information.

  • This site contains links to other sites. We are not responsible for the practices of linked websites and have no knowledge of their privacy policy.

Payment

While availing any of the payment methods available on the Website, “the company” will not be responsible or assume any liability whatsoever, in respect of any loss or damage arising, directly or indirectly, to user due to:

  1. Lack of authorization for any transaction/s;

  2. Exceeding the preset limit mutually agreed by user and between "Bank/s", or

  3. Any payment issues arising out of the transaction; or

  4. Decline of transaction for any other reason/s

All payments made against the services on the Website by user shall be compulsorily made in Indian Rupees. This Website will not facilitate transactions with respect to any other form of currency with respect to the purchases made on the Website. Use of the payment facility shall not render “the company” liable or responsible for the non-delivery, non-receipt, non-payment, damage, breach of representations or fraud as regards the services listed on our Website. User have specifically authorized “the company” or its other service providers to collect, process, facilitate and remit payments and / or the Transaction Price electronically to and from other Users in respect of transactions through the payment facility. User relationship with “the company” is on a principal to principal basis and by accepting these Terms of Use you agree that “the company” does not have control of or liability for the services that are listed on the Website that are being paid for by using the Payment Facility.

Refund

Once user have agreed to avail the services of “the company” by paying the prescribed Transaction price, user will be not entitled to a refund in respect of the transaction price for that service under any circumstances except where the payment made is in excess of the prescribed transaction price which may occur due to any technical glitches while processing the payment through user Issuing bank. Users further agree that “the company” do not assume any obligation to refund the Transaction Price once paid except in case of excess payment received by “the company”.

Payment Facility

User, as a client, understand that upon initiating a transaction (where the Client pays the agreed price to avail “the company” services) user are entering into a legally binding and enforceable contract with “the company” to avail the services using the Payment Facility, and user shall pay the transaction price through the User’s issuing bank to “the company” using the Payment Facility. User acknowledge that “the company” will not be liable for any damages, interests or claims etc. resulting from not processing a transaction or any delay in processing a transaction/transaction price which is beyond its control.

Compliance with Laws

User shall comply with all the applicable relevant laws (including without limitation, the Foreign Exchange Management Act, 1999, the Rules and Regulations made and notifications issued there under, issued from time to time, the Information Technology Act, 2000 as amended by the Information Technology (Amendment) Act 2008, the Prevention of Money Laundering Act, 2002, the Rules and Regulations made there under and the Income Tax Act, 1961 the Rules and Regulations made there under) and any amendments made thereof, for using the Payment Facility of Our Website.

User Arrangement with the Issuing Bank

All Valid Credit / Debit / Cash Card / other payment instruments / or any other third party payment gateway are processed by using appropriate payment system infrastructure and the same will also be governed by the terms and conditions agreed to between user and the respective Issuing Bank (Bank which issues all valid Credit / Debit / Cash cards for making payment on behalf of the customer) and / or other third party payment gateways and / or the payment instrument issuing company. All online bank transfers from valid bank accounts are processed using the gateway provided by the respective Issuing Bank which support Payment Facility to provide these services to the Users. All such online bank transfers using the Payment Facility are also governed by the terms and conditions agreed between user and the respective Issuing Bank.

Indemnity

In no event shall “the company” be liable to user (or to any third party claiming under or through user) for any indirect, special, incidental, consequential or exemplary damages arising from the use of, or inability to use, the Website. User agrees to defend, indemnify and hold “the company”, its affiliates and their respective officers, directors, agents, employees and associates from and against:

  • Any claims, actions, demands, liabilities, judgments, and settlements, including without limitation, reasonable legal fees resulting from your use of this Website;

  • Any loss, costs, damages, expenses, and liability caused by the use of this Website, violation of these Terms of Use or the Privacy Policy, or user violating any rights of a third party through use of this Website; and

  • Any indirect, special, incidental, remote, punitive, exemplary or consequential damages arising out of any of your act or omissions related to these Terms of Use, Privacy Policy and other Policies.

Applicable Law

The Terms of Use shall be governed by and interpreted and construed in accordance with the laws of India. All disputes relating to the Terms & Conditions shall be settled in the Courts located in the city of Kolkata, West Bengal, India.

Trademark, Copyright and Restriction

This Website is controlled and operated by “the company” and the Services are also provided by “the company”. All material on this Website, including images, illustrations, audio clips, and video clips, are protected by copyrights, trademarks, and other intellectual property rights. All material on the Website is solely for the User’s personal, non-commercial use. User must not copy, reproduce, republish, upload, post, transmit or distribute such material in any way, including by e-mail or other electronic means and whether directly or indirectly and user must not assist any other person to do so. Without the prior written consent of the owner, modification of the materials, use of the materials on any other website or networked computer environment or use of the materials for any purpose other than personal, non-commercial use is a violation of the copyrights, trademarks and other proprietary rights, and is prohibited.

Service Description

“The company” does not warrant that Service description or other content of this Website is accurate, complete, reliable, current, or error-free and “the company” assumes no liability in this regard.

Referral and Promotional Policy

“The company” may, at the company’s sole discretion, create promotional codes and or referral codes that may be redeemed for discount, Account credit, or other features or benefits related to the Services and/or a Third Party Provider's services, subject to any additional terms that “the company” establishes on a per promotional code and / or referral code basis (“Codes").
You agree that Codes:

  1. Must be used for the intended audience and purpose, and in a lawful manner;

  2. May not be duplicated, sold or transferred in any manner, or made available to the general public (whether posted to a public form or otherwise), unless expressly permitted by “the company”;

  3. May be disabled by “the company” at any time for any reason without liability to “the company”;

  4. May only be used pursuant to the specific terms that “the company” establishes for such Code;

  5. Are not valid for cash; and

  6. May expire prior to your use.
    “The company” reserves the right to withhold or deduct credits or other features or benefits obtained through the use of Codes by you or any other user in the event that “the company” determines or believes that the use or redemption of the Code was in error, fraudulent, illegal, or in violation of the applicable Code terms or these Terms.

User Provided Content

“The company” may, at “the company’s” sole discretion, permit you from time to time to submit, upload, publish or otherwise make available to “the company” through the Services textual and/or visual content and information, including commentary and feedback related to the Services, initiation of support requests, and submission of entries for competitions and promotions . Any User Content provided by you remains your property. However, by providing User Content to “the company”, you grant “the company” a worldwide, perpetual, irrevocable, transferrable, royalty-free license, with the right to sublicense, to use, copy, modify, create derivative works of, distribute, publicly display, publicly perform, and otherwise exploit in any manner such User Content in all formats and distribution channels now known or hereafter devised (including in connection with the Services and “the company’s” business and on third-party sites and services), without further notice to or consent from you, and without the requirement of payment to you or any other person or entity.
You represent and warrant that: (i) you either are the sole and exclusive owner of all User Content or you have all rights, licenses, consents and releases necessary to grant “the company” the license to the User Content as set forth above; and (ii) neither the User Content nor your submission, uploading, publishing or otherwise making available of such User Content nor “the company’s” use of the User Content as permitted herein will infringe, misappropriate or violate a third party's intellectual property or proprietary rights, or rights of publicity or privacy, or result in the violation of any applicable law or regulation.
You agree to not provide User Content that is defamatory, libelous, hateful, violent, obscene, pornographic, unlawful, or otherwise offensive, as determined by “the company” in its sole discretion, whether or not such material may be protected by law. “the company” may, but shall not be obligated to, review, monitor, or remove User Content, at “the company’s” sole discretion and at any time and for any reason, without notice to you.

Limitation of Liability

“The company” shall not be liable for indirect, incidental, special, exemplary, punitive, or consequential damages, including lost profits, lost data, personal injury, or property damage related to, in connection with, or otherwise resulting from any use of the services, even if “the company” has been advised of the possibility of such damages. “the company” shall not be liable for any damages, liability or losses arising out of: (i) your use of or reliance on the services or your inability to access or use the services; or (ii) any transaction or relationship between you and any third party provider, even if “the company” has been advised of the possibility of such damages. “the company” shall not be liable for delay or failure in performance resulting from causes beyond “the company’s” reasonable control. But you agree that “the company” has no responsibility or liability to you related to any services provided to you by third party providers other than as expressly set forth in these terms. The limitations and disclaimer in this clause do not purport to limit liability or alter your rights as a consumer that cannot be excluded under applicable law.

Disclaimers; Limitation Of Liability; Indemnity

The services are provided "as is" and "as available". “the company” disclaims all representations and warranties, express, implied, or statutory, not expressly set out in these terms, including the implied warranties of merchantability, fitness for a particular purpose and non-infringement. In addition, “the company” makes no representation, warranty, or guarantee regarding the reliability, timeliness, quality, suitability, or availability of the services or any services or goods requested through the use of the services, or that the services will be uninterrupted or error-free. “the company” does not guarantee the quality, suitability, safety or ability of third party providers. You agree that the entire risk arising out of your use of the services, and any service or good requested in connection therewith, remains solely with you, to the maximum extent permitted under applicable law.

Other

From time to time, “the company” may add or enhance services available on the Website. To the extent these services are provided, and used by user or “the company” will use the information user provide to facilitate the service requested. For example, if user emails “the company” with a question, We will use your email address, name, nature of the question, etc. to respond to your question. “the company” may also store such information to assist it in making the Website better and easier for user to use.